Contractors All Risk Insurance
AJ Insurance Service has over 30 years experience in providing Contractors All Risk Insurance from a large panel of insurers including access to Lloyds of London and specialist facilities not available in the open market.
AJ Insurance Service can provide a full review of your insurance requirements free of charge.
What is Contractors All Risk Insurance
This cover is also referred to as Contract Works Insurance and is designed to protect you for claims in respect of temporary and permanent works you are undertaking on site including the materials and labour. Cover is usually placed on an annual basis partly based on the maximum contract value and annual turnover although in certain circumstances cover can be provided for individual short term contracts.
The following extensions of cover are also usually available as part of Contractors All Risk Insurance.
Owned Plant & Equipment
This is to cover your Plant on site such as Diggers, Generators, Towers etc and cover may extend to cover overnight storage.
Hired In Plant
This is to cover your Hired in Plant with cover also extending to cover any ongoing hire charges which may apply as part of the hire agreement.
This is to cover Employees hand tools on site, cover may extend to cover overnight storage
Examples of just some of the trades, specialist policies for Companies, Sole Trader’s we are able to arrange cover for are as follows,
Non standard trades – We have specialist facilities available to cater for those unusual trades or trades who work in high risk locations such as Airports, Docks, Chemical Works, and Railways.
For information on any of the above mentioned policies or for a quotation please call our commercial team on 01375 487371.